Personal Checking

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Accounts	CSB FREE	Regular	NOW	Prime $Market	HIFI
Opening Deposit	$25	$100	$1000	$1000	$1000
Interest Bearing See Current Rates	No	No	Yes	Yes	Yes
Maintenance Fee Imposed every statement cycle	N/A	$6 Unless you maintain a minimum daily balance of $500 or a minimum average daily collected balance of $1000	$12 Unless you maintain a minimum daily balance of $1000 or a minimum average daily collected balance of $1500	N/A	$12 Applies if the average daily collected balance falls below $2,500
Per Transaction Fees **	N/A	$0.16 per transaction in excess of 25	$0.16 per transaction in excess of 25	$5 per transaction in excess of 6	$5 per transaction in excess of 6
Overdraft or NSF Fee Each item	$30	$25	$25	$25	$25
eStatement Required	Yes***	No	No	No	No

** Transaction is defined as any withdrawal, check paid, automatic transfer or payment out of this account.
***A computer with access to internet Explorer 7 or above & Adobe reader software is required to receive free checking with eStatements. A printer is needed if wanting to print your statement. Upon sign up for eStatements it is required that you respond with the verification code information provided during the sign up process to verify accessibility to your statement. If you are unable to comply or do not accept the terms and conditions, your statement may be mailed and you may be charged a $5 additional statement fee. It may also be suggested that you change to a regular checking account (ask for Regular checking Account disclosure for terms and fees).
Please refer to Service Fees for additional fees.

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