Current Rates

 

Certificates of Deposit (CDs)

Effective 11/09/2020

 $1000 Minimum
TermAPY*Interest Rate
3 Month 0.15% 0.15%
6 Month 0.25% 0.25%
12 Month 0.35% 0.35%
18 Month 0.40% 0.40%
24 Month 0.50% 0.50%
36 Month .75% .75%
48 Month .75% .75%
60 Month .85% .85%
15 Month Special                                                     *CONSUMER ACCOUNTS ONLY* .67% .67%
$20,000 and Over
TermAPY*Interest Rate
3 Month 0.25% 0.25%
6 Month 0.35% 0.35%
12 Month 0.45% 0.45%
18 Month 0.50% 0.50%
24 Month 0.60% 0.60%
36 Month .85% .85%
48 Month .85% .85%
60 Month .95% .95%

Account Rates

AccountAPY*Interest RateMinimum Opening Balance Requirement
IRA .75% .75% $100
HIFI $0 - $19,999 0.15% 0.15% $1000
HIFI $20,000 and Over 0.25% 0.25% $1000
NOW $0 - $19,999 0.10% 0.10% $1000
NOW $20,000 and Over 0.20% 0.20% $1000
Savings 0.15% 0.15% $100
Child Savings 0.20% 0.20% $25
Silver & Gold Christmas Club 1.00% 1.00% N/A
Prime Money Market $20,000 - $75,000 0.25% 0.25% $1000
Prime Money Market $75,000.01 - $150,000 0.40% 0.40% $1000
Prime Money Market $150,000.01 and Over .60% .60% $1000

SOME RESTRICTIONS MAY APPLY  AND RATES MAY VARY. Please contact a bank employee for details.
Penalty for Early withdrawal on CD’s
*Annual Percentage Yield               
Fees may reduce earnings
Rates are subject to change.

See Truth & Savings Disclosure provided at account opening.

Member FDIC

 

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