Certificates of Deposit (CDs)
Effective 02/02/2021
$1000 Minimum
Term | APY* | Interest Rate |
3 Month |
.10% |
.10% |
6 Month |
.12% |
.12% |
12 Month |
.20% |
.20% |
18 Month |
.30% |
.30% |
24 Month |
.35% |
.35% |
36 Month |
.40% |
.40% |
48 Month |
.45% |
.45% |
60 Month |
.75% |
.75% |
$20,000 and Over
Term | APY* | Interest Rate |
3 Month |
.10% |
.10% |
6 Month |
.12% |
.12% |
12 Month |
.20% |
.20% |
18 Month |
.30% |
.30% |
24 Month |
.45% |
.45% |
36 Month |
.50% |
.50% |
48 Month |
.55% |
.55% |
60 Month |
.85% |
.85% |
Account Rates
Account | APY* | Interest Rate | Minimum Opening Balance Requirement |
IRA |
.75% |
.75% |
$100 |
HIFI $0 - $19,999 |
.10% |
.10% |
$1000 |
HIFI $20,000 and Over |
.15% |
.15% |
$1000 |
NOW $0 - $19,999 |
.05% |
.05% |
$1000 |
NOW $20,000 and Over |
.10% |
.10% |
$1000 |
Savings |
.10% |
.10% |
$100 |
Child Savings |
.20% |
.20% |
$25 |
Silver & Gold Christmas Club |
.20% |
.20% |
N/A |
Prime Money Market $20,000 - $75,000 |
.10% |
.10% |
$1000 |
Prime Money Market $75,000.01 - $150,000 |
.15% |
.15% |
$1000 |
Prime Money Market $150,000.01 and Over |
.15% |
.15% |
$1000 |
SOME RESTRICTIONS MAY APPLY AND RATES MAY VARY. Please contact a bank employee for details. Penalty for Early withdrawal on CD’s *Annual Percentage Yield Fees may reduce earnings Rates are subject to change.
See Truth & Savings Disclosure provided at account opening.
Member FDIC
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