Certificates of Deposit (CDs)
Effective 4/1/2022
$1000 Minimum
| Term | APY* | Interest Rate |
|---|
| 3 Month |
.10% |
.10% |
| 6 Month |
.12% |
.12% |
| 12 Month |
.20% |
.20% |
| 18 Month |
.30% |
.30% |
| 24 Month |
.35% |
.35% |
| 36 Month |
.40% |
.40% |
| 48 Month |
.60% |
.60% |
| 60 Month |
.85% |
.85% |
$20,000 and Over
| Term | APY* | Interest Rate |
|---|
| 3 Month |
.10% |
.10% |
| 6 Month |
.12% |
.12% |
| 12 Month |
.20% |
.20% |
| 18 Month |
.30% |
.30% |
| 24 Month |
.45% |
.45% |
| 36 Month |
.50% |
.50% |
| 48 Month |
.70% |
.70% |
| 60 Month |
.95% |
.95% |
Account Rates
| Account | APY* | Interest Rate | Minimum Opening Balance Requirement |
|---|
| IRA |
.75% |
.75% |
$100 |
| HIFI $0 - $19,999 |
.10% |
.10% |
$1000 |
| HIFI $20,000 and Over |
.15% |
.15% |
$1000 |
| NOW $0 - $19,999 |
.05% |
.05% |
$1000 |
| NOW $20,000 and Over |
.10% |
.10% |
$1000 |
| Savings |
.10% |
.10% |
$100 |
| Child Savings |
.20% |
.20% |
$25 |
| Silver & Gold Christmas Club |
.20% |
.20% |
N/A |
| Prime Money Market $20,000 - $75,000 |
.10% |
.10% |
$1000 |
| Prime Money Market $75,000.01 - $150,000 |
.15% |
.15% |
$1000 |
| Prime Money Market $150,000.01 and Over |
.15% |
.15% |
$1000 |
SOME RESTRICTIONS MAY APPLY AND RATES MAY VARY. Please contact a bank employee for details.
Penalty for Early withdrawal on CD’s
*Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change.
See Truth & Savings Disclosure provided at account opening.
Member FDIC
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