Certificates of Deposit (CDs)
Effective 09/06/2023
CD SPECIALS - $1000 minimum / consumer accounts only
| Term | APY* | Interest Rate |
|---|
| 10 Month |
4.56% |
4.50% |
| 19 Month |
4.81% |
4.75% |
| 34 Month |
4.55% |
4.50% |
$1000 Minimum
| Term | APY* | Interest Rate |
|---|
| 3 Month |
.75% |
.75% |
| 6 Month |
3.02% |
3.00% |
| 12 Month |
2.01% |
2.00% |
| 18 Month |
1.51% |
1.50% |
| 24 Month |
1.76% |
1.75% |
| 36 Month |
2.26% |
2.25% |
| 48 Month |
2.52% |
2.50% |
| 60 Month |
2.77% |
2.75% |
$20,000 and Over
| Term | APY* | Interest Rate |
|---|
| 3 Month |
.85% |
.85% |
| 6 Month |
3.12% |
3.10% |
| 12 Month |
2.11% |
2.10% |
| 18 Month |
1.61% |
1.60% |
| 24 Month |
1.86% |
1.85% |
| 36 Month |
2.36% |
2.35% |
| 48 Month |
2.62% |
2.60% |
| 60 Month |
2.87% |
2.85% |
Account Rates
| Account | APY* | Interest Rate | Minimum Opening Balance Requirement |
|---|
| IRA |
2.53% |
2.50% |
$100 |
| HIFI $0 - $19,999 |
.25% |
.25% |
$1000 |
| HIFI $20,000 and Over |
.50% |
.50% |
$1000 |
| NOW $0 - $19,999 |
.25% |
.25% |
$1000 |
| NOW $20,000 and Over |
.50% |
.50% |
$1000 |
| Savings |
.77% |
.77% |
$100 |
| Child Savings |
.50% |
.50% |
$25 |
| Silver & Gold Christmas Club |
2.02% |
2.00% |
N/A |
| Prime Money Market $20,000 - $75,000 |
1.01% |
1.00% |
$1000 |
| Prime Money Market $75,000.01 - $150,000 |
1.51% |
1.50% |
$1000 |
| Prime Money Market $150,000.01 - $250,000 |
2.02% |
2.00% |
$1000 |
| Prime Money Market $250,000.01 and Over |
2.53% |
2.50% |
$1000 |
SOME RESTRICTIONS MAY APPLY AND RATES MAY VARY. Please contact a bank employee for details.
Penalty for Early withdrawal on CD’s
*Annual Percentage Yield
Fees may reduce earnings.
Rates are subject to change.
See Truth & Savings Disclosure provided at account opening.
Member FDIC
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