Current Rates

 

Certificates of Deposit (CDs)

Effective 11/10/2022

CD SPECIALS -  $1000 minimum  / consumer accounts only 
TermAPY*Interest Rate
10 Month 2.01% 2.00%
19 Month 2.77% 2.75%
34 Month 3.02% 3.00%

 

 $1000 Minimum
TermAPY*Interest Rate
3 Month .50% .50%
6 Month .75% .75%
12 Month 1.00% 1.00%
18 Month 1.37% 1.37%
24 Month 1.51% 1.50%
36 Month 1.00% 1.00%
48 Month 1.25% 1.25%
60 Month 1.56% 1.55%
$20,000 and Over
TermAPY*Interest Rate
3 Month .60% .60%
6 Month .85% .85%
12 Month 1.25% 1.25%
18 Month 1.48% 1.47%
24 Month 1.61% 1.60%
36 Month 1.10% 1.10%
48 Month 1.35% 1.35%
60 Month 1.66% 1.65%

Account Rates

AccountAPY*Interest RateMinimum Opening Balance Requirement
IRA 1.00% 1.00% $100
HIFI $0 - $19,999 .10% .10% $1000
HIFI $20,000 and Over .15% .15% $1000
NOW $0 - $19,999 .10% .10% $1000
NOW $20,000 and Over .25% .25% $1000
Savings .25% .25% $100
Child Savings .20% .20% $25
Silver & Gold Christmas Club .20% .20% N/A
Prime Money Market $20,000 - $75,000 .50% .50% $1000
Prime Money Market $75,000.01 - $150,000 1.01% 1.00% $1000
Prime Money Market $150,000.01 and Over 2.02% 2.00% $1000

SOME RESTRICTIONS MAY APPLY  AND RATES MAY VARY. Please contact a bank employee for details.
Penalty for Early withdrawal on CD’s
*Annual Percentage Yield               
Fees may reduce earnings
Rates are subject to change.

See Truth & Savings Disclosure provided at account opening.

Member FDIC

 

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