Certificates of Deposit (CDs)
Effective 8/4/2022
$1000 Minimum
Term | APY* | Interest Rate |
3 Month |
.10% |
.10% |
6 Month |
.40% |
.40% |
12 Month |
.60% |
.60% |
18 Month |
1.37% |
1.37% |
24 Month |
1.51% |
1.50% |
36 Month |
1.00% |
1.00% |
48 Month |
1.25% |
1.25% |
60 Month |
1.56% |
1.55% |
$20,000 and Over
Term | APY* | Interest Rate |
3 Month |
.10% |
.10% |
6 Month |
.50% |
.50% |
12 Month |
.70% |
.70% |
18 Month |
1.48% |
1.47% |
24 Month |
1.61% |
1.60% |
36 Month |
1.10% |
1.10% |
48 Month |
1.35% |
1.35% |
60 Month |
1.66% |
1.65% |
Account Rates
Account | APY* | Interest Rate | Minimum Opening Balance Requirement |
IRA |
1.00% |
1.00% |
$100 |
HIFI $0 - $19,999 |
.10% |
.10% |
$1000 |
HIFI $20,000 and Over |
.15% |
.15% |
$1000 |
NOW $0 - $19,999 |
.10% |
.10% |
$1000 |
NOW $20,000 and Over |
.25% |
.25% |
$1000 |
Savings |
.25% |
.25% |
$100 |
Child Savings |
.20% |
.20% |
$25 |
Silver & Gold Christmas Club |
.20% |
.20% |
N/A |
Prime Money Market $20,000 - $75,000 |
.15% |
.15% |
$1000 |
Prime Money Market $75,000.01 - $150,000 |
.50% |
.50% |
$1000 |
Prime Money Market $150,000.01 and Over |
.75% |
.75% |
$1000 |
SOME RESTRICTIONS MAY APPLY AND RATES MAY VARY. Please contact a bank employee for details. Penalty for Early withdrawal on CD’s *Annual Percentage Yield Fees may reduce earnings Rates are subject to change.
See Truth & Savings Disclosure provided at account opening.
Member FDIC
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