Business Loans

 

Let CSB/VSB assist you in all your business needs.  Our loan decisions are made right here by the same people you work face to face with.  We strive to build relationships with all customers to assist in knowing their needs.  Let us help your business reach its goals.

Operating Loans & Lines of Credit

You can’t always predict every business expense.  With an operating line we can provide you with immediate access to extra working capital at a moment’s notice.

Commercial Real Estate & Land Loans

Our building and land loans can help you finance your project from start to finish.

Equipment Loans

Whether you are buying new or upgrading your current equipment, we have you covered.  New or used it makes no difference, we finance equipment on terms to fit your budget.

SBA (Small Business Administration)

These government guaranteed loans are designed with longer repayment terms that improve cash flow and free funds so your company can continue to grow.  Please contact one of our business specialists for more details.

Applying for a Business Loan?

Applying for a business loan can be quite a task so we want to make the process as easy as possible for you.  To streamline the process you will want to supply us with the following information:

  • Business Plan & Background Information
  • Recent Business Financial Statement
  • Personal Financial Statement
  • Cash Flow & Business Projections
  • Prior two years tax returns

 

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