Agriculture Loans

 

We at CSB/VSB understand the needs of our local farmers and the importance of having a lender that is there when you need them.  Much time and effort goes into agriculture that is why we are here to provide you with financing expertise and a variety of loan options.

Operating Loans & Lines of Credit

You can’t always predict every expense associated with agriculture.  With an operating line of credit you can advance funds when you need them to help with expenses when you aren’t selling crops or livestock.  This gives you the flexibility to market your crops or livestock when the time is right.

Equipment Loans

Whether you are buying new or upgrading your current equipment, we have you covered.  New or used it makes no difference, we finance equipment on terms to fit your budget.

Building & Facility Loans

Whether you are looking to increase your grain storage capabilities or are interested in improving livestock and equipment facilities, we have loan options to see your project through.

Ag Real Estate Loans

We offer financing options for ag real estate that fit your financial needs and help you to grow your farming business.

Applying for an Ag Loan?

Applying for an ag loan can be quite a task so we want to make the process as easy as possible for you.  To streamline the process you will want to supply us with the following information:

  • Operation Plan & Background Information
  • Recent Business Financial Statement
  • Personal Financial Statement
  • Cash Flow & Business Projections
  • Prior two years tax returns

 

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