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Account Rates


Chelsea Savings Bank
Interest Rates
Effective 7/1/2010

$1,000 minimum

$20,000 and over

TERM APY* INTEREST RATE APY* INTEREST RATE
3 Month .65% .65% .75% .75%
6 Month .90% .90% 1.00% 1.00%
12 Month 1.15% 1.15% 1.25% 1.25%
18 Month 1.51% 1.50% 1.61% 1.60%
24 Month 1.76% 1.75% 1.86% 1.85%
36 Month 2.21% 2.20% 2.31% 2.30%
48 Month 2.51% 2.50% 2.62% 2.60%
60 Month 2.77% 2.75% 2.87% 2.85%
IRA 2.02% 2.00% $100.00 MIN BALANCE FOR
APY EARNINGS
HI-FI     $1,000.00 MIN OPENING BALANCE REQUIRED
  0 – 19,999 .25% .25%  
  20,000 – OVER .40% .40%  
NOW   $1,000.00 MIN OPENING BALANCE REQUIRED
  0 – 19,999 .25% .25%  
  20,000 – OVER .40% .40%  

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SAVINGS .25% .25% $100.00 MIN BALANCE
FOR APY EARNINGS
CHILD SAVINGS .50% .50% $25.00 MIN OPENING BALANCE REQUIRED
SILVER & GOLD CHRISTMAS CLUB 1.00% 1.00%  
PRIME MONEY MARKET
20,000 – 75,000 .25% .25%  
75,000.01 – 150,000 1.00% 1.00%  
150,000.01 – OVER 1.51% 1.50%  
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SOME RESTRICTIONS MAY APPLY                     RATES MAY VARY
Please contact any bank employee for details

Penalty for Early withdrawal on CD’s

*Annual Percentage Yield               Fees may reduce earnings

Rates are subject to change.

See Truth & Savings Disclosure for Details       Member FDIC

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