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Chelsea
Savings Bank
P. 0. Box 67
Belle Plaine, Iowa 52208
319-444-3144
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
PRIVACY DISCLOSURE
We, our, and us, when used in this notice,
mean Chelsea Savings Bank.
This is our privacy notice for our customers. When we use the words
“you” and “your” we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing
or holding financial products or
services such as a (n):
Deposit account
Loan account
Credit card account
Safe deposit box
Self-directed Individual Retirement Account
Mortgage brokerage services
We will tell you the sources of the information we collect about you. We
will tell you what measures we take to secure that information.
We first define some terms.
NONPUBLIC PERSONAL INFORMATION means information about you that we
collect in connection with providing a financial product or service to
you. Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or
government records. Hereafter, we will use the term “information” to
mean nonpublic personal information as defined in this section.
An AFFILIATE is a company we own or control, a company that owns or
controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A NONAFFILIATED THIRD PARTY is a person we do not employ or a company
that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, an “other party.”
INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following
sources:
-
Information we receive from you on applications or other forms,
-
Information about your transactions with us, our affiliates, or
others,
-
Information we receive from a consumer-reporting agency
NO
DISCLOSURES OUTSIDE OF EXCEPTIONS
We do not disclose any nonpublic personal information about our
customers or former
customers to
anyone, except as permitted by law.
CONFIDENTIALITY
AND SECURITY
We restrict access to
nonpublic personal information about you to those employees who need to
know that information to provide products or services to you.
We maintain physical,
electronic, and procedural safeguards that comply with federal standards
to guard your nonpublic personal information.
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