- Regular Personal Checking
- Basic Checking
- Student Checking
- NOW Checking
- HIFI Checking
- Prime Money Market Checking
- Regular Business Checking
- CSB Free Checking
Regular Personal Checking
Requirements:
- Minimum deposit to open - $100.00
Benefits:
- Monthly statement
- ATM/Debit cards
- Personalized checks – first 50 free
- Free Internet Banking
- Free Telephone Banking
- No monthly service charge for Senior Citizens age 65 and over
- No monthly service charge if a minimum daily balance of $500.00 or a minimum average daily collected balance of $1,000.00 is maintained for the monthly statement cycle
- Service charge waived for less than 3 checks during monthly statement cycle
Cost:
- $6.00 monthly maintenance fee
- A per check/debit fee of $.16 will be charged for each item in excess of 25 during a statement cycle.
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For Additional Charges See Bank Service Fees
Basic Checking
Requirements:
- Minimum deposit to open - $100.00
Benefits:
- Monthly statement
- ATM/Debit cards
- Personalized checks – first 50 free
- Free Internet Banking
- Free Telephone Banking
Cost:
- $5.00 monthly maintenance fee
- A per check/debit fee of $.16 will be charged for each item in excess of 10 during a statement cycle.
-
For Additional Charges See Bank Service Fees
Student Checking
Requirements:
- Minimum deposit to open - $100.00
- Must verify full-time student status
- Adult required on account for students under age 18
Benefits:
- Monthly statement
- ATM/Debit cards
- Personalized checks – first 50 free
- Free Internet Banking
- Free Telephone Banking
- No monthly service charge if fewer than 25 debit transactions during monthly statement cycle
Cost:
- Maintenance fee of $5.00 applied if excess of 25 debit transactions per statement cycle
-
For Additional Charges See Bank Service Fees
NOW Checking
Requirements:
- Minimum deposit to open - $1,000.00
Benefits:
- Monthly statement
- ATM/Debit card
- Personalized checks – first 50 free
- Free Internet Banking
- Free Telephone Banking
- Interest compounded and credited monthly
Cost:
- $12.00 monthly maintenance fee unless a minimum daily balance of $1,000.00 or a minimum average daily collected balance of $1,500.00 is maintained.
- A per check/debit fee of $.16 will be charged for each item in excess of 25 during a monthly statement cycle.
- Interest rate may change at our discretion
-
For Additional Charges See Bank Service Fees
HIFI Checking
Requirements
- Minimum deposit to open - $1,000.00
- Limit of six debit transactions per statement cycle
Benefits:
- Monthly statement
- Interest compounded and credited monthly
- Free Internet Banking
- Free Telephone Banking
Cost:
- Minimum balance fee of $12.00 per statement cycle if average daily balance falls below $2,500.00.
- A per check/debit fee of $5.00 will be charged for each item in excess of 6 during a statement cycle.
- Interest rate may change at our discretion
-
For Additional Charges See Bank Service Fees
Prime Money Market Checking
Requirements:
- Minimum deposit to open - $1,000.00
- Limit of six debit transactions per statement cycle
- Minimum daily balance to obtain disclosed APY - $20,000.00
Benefits:
- Monthly statement
- Interest compounded and credited monthly
- Free Internet Banking
- Free Telephone Banking
Cost:
- A per check/debit fee of $5.00 will be charged for each item in excess of six during a statement cycle.
- Interest rate may change at our discretion
-
For Additional Charges See Bank Service Fees
Regular Business Checking
Requirements:
- Minimum deposit to open - $100.00
Benefits:
- Monthly statement
- Earnings credit (per $100.00) $.50 per month, credited against service charge
- Free Internet Banking
- Free Telephone Banking
Cost:
- $8.00 monthly maintenance fee
- A per check/debit fee of $.16 will be charged for each item.
- A fee of $.12 will be charged for each item deposited that is not drawn on us.
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For Additional Charges See Bank Service Fees
CSB Free Checking
Requirements:
- Minimum deposit to open - $25.00
Benefits:
- ATM/Debit Cards
- E-Statement
- Free Internet Banking
- Free Telephone Banking
- No Minimum Balance
- No Transaction Limitations
- Personalized Checks - first 50 free
Cost:
