E - STATEMENTS

GO GREEN - If this option is something you are considering, stop in at any Chelsea Savings Bank Location to get the details - *PLEASE NOTIFY THE BANK IF YOUR EMAIL ADDRESS CHANGES*

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**Due to Microsoft’s termination of support for systems that do not support TLS 1.2, we advise you to upgrade your OS version or browsers to help ensure that you do not experience unnecessary service interruptions. If you are unable to connect using TLS 1.2 you may receive a connection error. Please upgrade to a supported version to be able to connect using TLS 1.2.  Contact the bank if you need assistance.

**LOST or STOLEN ATM/DEBIT CARDS -- CALL  800-383-8000**

**NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS**
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

***FUNDS AVAILABILITY POLICY***
Our general policy is to allow you to withdraw funds deposited in your account on the next business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the next business day.  Then, the funds will generally be available by the second business day after the day of deposit.